The PCI DSS is a multifaceted security standard that includes requirements for security management, policies, procedures, network architecture, software design and other critical protective measures. This comprehensive standard is intended to help organizations proactively protect cardholder’s data.
The primary goal of the assessment is to identify all technology and process vulnerabilities posing a risk to the security of cardholder data that is transmitted, processed, or stored by your business.
The standard includes 12 requirements for any business that stores, processes or transmits payment cardholder data.
Build and Maintain a Secure Network
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Requirement 1: Install and maintain a firewall configuration to protect cardholder data.
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Requirement 2: Do not use vendor-supplied defaults for system passwords and other security parameters.
Protect Cardholder Data
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Requirement 3: Protect stored cardholder data.
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Requirement 4: Encrypt transmission of cardholder data across open, public networks.
Maintain a Vulnerability Management Program
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Requirement 5: Use and regularly update anti-virus software.
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Requirement 6: Develop and maintain secure systems and applications.
Implement Strong Access Control Measures
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Requirement 7: Restrict access to cardholder data by business need-to-know.
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Requirement 8: Assign a unique ID to each person with computer access.
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Requirement 9: Restrict physical access to cardholder data.
Regularly Monitor and Test Networks
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Requirement 10: Track and monitor all access to network resources and cardholder data.
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Requirement 11: Regularly test security systems and processes.
Maintain an Information Security Policy
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Requirement 12: Maintain a policy that addresses information security.
Odyssey with PCI certified consultants on staff, works with customers from beginning to end, providing advisory services, compliance assessment and pre-audit preparation.